Friendly, professional online accounting
You run the business.
We handle the numbers.
Clear, personal accounting for sole traders and small businesses across England and Scotland. From bookkeeping, VAT and payroll to annual accounts and tax returns, we keep your finances organised, your deadlines on track and the numbers clear.
AAT licensed
Qualified and professionally accountable
Supporting 90+ clients
Sole traders, limited companies, start-ups and landlords
Rated Excellent on Trustpilot
Independent client reviews
Fully online
Supporting clients across England and Scotland
Who we help
Accounting that fits the way you work.
Whether you’re starting out, running an established business or managing property, we’ll help you understand what needs doing and keep everything on track.
Sole traders
Sole traders
Whether you’re a contractor in the trades, an entrepreneur building your own business or running a side hustle alongside your 9-to-5, we’ll keep your records, Self Assessment and Making Tax Digital obligations clear and under control.
Learn moreLimited companies
Limited companies
Annual accounts, Corporation Tax, bookkeeping, payroll, support when it’s time to register for VAT, and practical guidance for directors—all organised throughout the year.
Learn moreStart-ups
Start-ups
The decisions you make at the beginning—from your business structure to bookkeeping and software—can lead to avoidable tax bills or expensive changes later. We’ll help you get the foundations right and build good financial habits from day one.
Learn moreLandlords
Landlords
Clear support with rental income, expenses, tax returns and property accounts, whether you own property personally or through a company.
Learn moreWhat we take care of
The essentials handled. The bigger picture clearer.
You don’t need to know exactly which accounting service to ask for. Tell us what is taking your time or causing concern, and we’ll help identify what needs doing now and what can wait.
Accounts and tax
Accounts and tax returns
Annual accounts, Corporation Tax and Self Assessment prepared accurately, explained clearly and filed on time.
Learn moreMTD
Making Tax Digital
Clear guidance on when Making Tax Digital applies to you, with help moving to digital records and keeping the required quarterly submissions on track.
Learn moreBookkeeping
Bookkeeping
Up-to-date records throughout the year, giving you a clearer view of the business and avoiding a last-minute scramble before deadlines.
Learn moreVAT
VAT
Help understanding when to register, keeping the right digital records and preparing and submitting your VAT returns.
Learn morePayroll
Payroll
Reliable payroll for directors and small teams, with payslips, calculations and reporting to HMRC taken care of.
Learn moreManagement information
Management information and guidance
Clear reports and plain-English conversations to help you understand performance, manage cash flow and make better-informed business decisions.
Learn moreNot sure what you need?
You don’t need to work it out alone. Tell us a little about your business and we’ll recommend a bespoke package covering the support you need—without adding services you don’t.
Let’s talkTrusted by businesses like yours.
Our clients value clear answers, reliable support and knowing there is someone available when questions come up.
“Always there to talk through things.”
Sarah V · Trustpilot
“They’ve held my hand … every step of the way!”
Ria Mincks · Trustpilot
“Efficient, professional, and very helpful.”
Izabela Hamilton · Trustpilot
Your accountant should know your business.
Forest Finance combines the convenience of online accounting with a personal working relationship. You’ll know who is looking after your accounts, who to contact when something changes and where to turn when you need an answer.
Our team supports sole traders, limited companies, start-ups and landlords across England and Scotland with clear, practical accounting support shaped around their business.
How it works
Getting started is simpler than you might think.
Whether you’re choosing your first accountant, switching from another firm or looking for more support as your business grows, we’ll guide you through each step.
1. Tell us about your business
Complete our short enquiry form and tell us what is taking your time or causing concern. You don’t need to know which services or package you need.
2. Have a friendly conversation
A member of our team will contact you to understand how your business works, what support you need and whether any deadlines require immediate attention.
3. Receive a clear proposal
We’ll recommend the right services and provide a clear proposal explaining what is included, what we need from you and what it will cost.
4. We get everything organised
We’ll guide you through the necessary checks and authorisations, set up FreeAgent where appropriate and, if you’re switching accountants, arrange the professional handover and transfer of your records.
Once everything is in place, you’ll have a consistent point of contact and ongoing support to keep your records organised and deadlines on track.
Clear monthly fees. No unexpected changes.
Your fee is agreed upfront and stays fixed within the services and limits set out in your proposal. If you ask for additional work or your needs change, we’ll explain any extra cost before it applies.
A few things you may be wondering
If you’ve never used an accountant—or you’re considering changing accountants—it is normal to have questions before getting started.
What if I don’t know which services I need?
That’s completely normal. Tell us about your business and what is taking your time or causing concern. We’ll identify what needs attention and recommend the right support.
Can you help if this is my first accountant or I’m switching from another firm?
Yes. If this is your first accountant, we’ll help you get the right records and systems in place. If you’re switching, we’ll contact your existing accountant with your permission and manage the professional handover.
What if my bookkeeping or records are behind?
Don’t let that stop you from getting in touch. We’ll review what you have, explain what needs correcting and agree the cost of any catch-up work before it begins.
Do I need to know how to use accounting software?
No. Forest Finance uses FreeAgent across its accounting services, and we’ll help you get set up and explain the parts you need. You don’t need any previous accounting-software experience.
Do you work with clients outside your local area?
Yes. Forest Finance works fully online with clients across England and Scotland, using video meetings, phone and email to provide personal support wherever you are based.
How will I know what I’m paying?
Your proposal will clearly explain the services, agreed limits and fixed monthly fee. If you request additional work or your needs change, we’ll explain any additional cost before it applies.
Trees planted through Forest Finance
Our environmental commitment
Growing something positive, together.
For every new client who joins Forest Finance, we fund the planting of a tree through MoreTrees. It’s a simple commitment that grows alongside our client community and, in time, across the wider Forest Finance network.
One new client. One tree planted.
Guided enquiry
Tell us what you need help with.
Share your business details and we’ll recommend the most useful accounting, bookkeeping or tax support.
What happens next?
You do not need to know the exact service before you ask.
Share your setup, deadline or concern. We’ll review the details and recommend the most relevant support.
- Tell us what you need help with.
- Forest Finance reviews your setup.
- You receive a clear recommended next step.
Best when you are unsure whether you need accounts, bookkeeping, VAT, payroll, MTD or general tax support.
Next step
Let’s make the numbers one less thing to worry about.
Tell us a little about your business, what you need help with or simply where you’re unsure. A member of our team will get in touch, talk through your situation and explain the next step.